Financing & Insurance

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Insurance Processing

Midwest Dental accepts most dental insurance plans*, including plans from:

  • Aetna
  • Ameritas
  • Blue Cross Blue Shield
  • Cigna
  • Delta Dental
  • HealthPartners
  • Humana
  • Metlife
  • Premier Dental Group
  • United Health Care

* This is not a comprehensive list, and is subject to change. Please contact your insurance provider to verify coverage and acceptance.

After your appointment, we will submit your claim to your insurance company. If you have a deductible or a co-pay due for services provided, those fees are due at the time of service. We provide you with a complete estimate before any treatment is done, and we make every effort to maximize your dental benefits. However, each employer designs their own dental plan. To completely understand what is covered by your dental benefit plan, it is best to contact your employer or insurance company.

Cash Payments

For services not covered or not submitted to insurance, we accept cash, check or major credit cards. We do ask for payment at the time of service.


Have you been putting off needed dental work because you can’t afford it? Midwest Dental accepts CareCredit, which offers you the flexibility of monthly payments. Visit for more information and to apply.

Dental Discount Program – 20% off most dental services

We offer Smile Solutions—a dental discount plan that provides you with a low-cost option to help obtain the dental care you and your family need. Smile Solutions members receive 20 percent off most dental services at any Midwest Dental location (excluding Kansas locations), as well as savings of 10 percent to 60 percent on vision care, and 10 percent to 85 percent on most prescriptions at participating providers. Learn more about Smile Solutions.